Under old-fashioned check processing procedures, you will not generally be held accountable for re payments you did not authorize. The apppcable legislation is a state legislation called the Uniform Commercial Code (UCC). Your precise liberties, the amount of time you must register a claim, while the method you are able to register a claim, may vary based on how a UCC ended up being used when you look at the state that is relevant.
The UCC additionally apppes if your substitute check is included, but therefore does the Check 21 Act. […]